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Why is my Fido Score low?

Your Fido Score reflects information available during your affordability assessment and your repayment history with Fido.

A lower score may result from factors such as:

  • Limited verified income information
  • An unsuccessful affordability assessment
  • Late repayments
  • Missed repayments
  • Limited borrowing history with Fido

What can you do?

To improve your score:

  • Provide accurate information during your application
  • Repay your credit on time
  • Continue building a positive repayment history

Your score may improve over time as your financial profile strengthens.

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