Improving Your Fido Score

Improving your Fido Score takes time and consistency. Your initial Fido Score is just the starting point. You can improve your score and unlock higher credit limits and better interest rates by completing key actions. The best ways to improve your Fido Score Repay your credit on time Repayme...

Yes. Repaying your credit on time is one of the most effective ways to improve your Fido Score. Why does it matter? Timely repayments demonstrate responsible borrowing behavior and help build a positive repayment history. Over time, this may help you: Improve your Fido Score Grow through h...

Yes. Late repayments can negatively affect your Fido Score. How Do Late Payments Impact Your Score? Making your repayments on time helps build a strong Fido Score. If repayments are missed or made after the due date, your Fido Score may be affected, which could impact your eligibility for futu...

Your Fido Score reflects information available during your affordability assessment and your repayment history with Fido. A lower score may result from factors such as: Limited verified income information An unsuccessful affordability assessment Late repayments Missed repayments Limited b...