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How is my Fido Score calculated?

Your Fido Score is calculated using information collected during your application and your ongoing relationship with Fido.

Factors that influence your Score

These may include:

  • Results of your affordability assessment
  • Verified income information
  • Your banking activity
  • Your repayment history with Fido
  • Your account verification status
  • Continuous Assessment

Your score is not fixed. It can change over time as new information becomes available and as you continue to use Fido's services responsibly.

Maintaining a positive repayment history is one of the most important ways to strengthen your score.

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